Upcoming Repayment of ‘7.72% GS 2025’ – What Investors Need to Know
If you’re holding the Government of India security titled ‘7.72% GS 2025’, here’s an important update for you:
The outstanding balance of this security will be repaid at par on May 23, 2025.
???? Why May 23?
Although the actual maturity date is technically May 25, 2025, it falls on a Sunday. And since May 24 is a Saturday (both non-working days), the repayment is scheduled for Friday, May 23, 2025.
No interest will be paid beyond this date, so it’s crucial that all holders make the necessary arrangements well in advance.
???? Repayment Process – How Will You Get Your Money?
As per Government Securities Regulations, 2007:
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Holders with SGL/CSGL accounts or Stock Certificates will receive the maturity amount:
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Via credit to their registered bank account, or
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By Pay Order, incorporating bank details.
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✅ Make sure your bank account details are updated with your Depository or the Public Debt Office well before maturity to avoid delays.
???? What If Bank Account Details Are Missing?
In cases where electronic mandate/bank details are not available:
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You’ll need to submit your securities (duly discharged) to any of the following:
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Public Debt Offices
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Treasuries / Sub-Treasuries
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Designated SBI branches (where the securities are registered)
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???? Make this submission at least 20 days before the due date to ensure timely repayment.
???? Special Note on State Holidays
If May 23, 2025 is declared a holiday under the Negotiable Instruments Act, 1881 by any State Government, repayment in that particular state will be made on the previous working day.
???? Need Help?
For any queries or clarity regarding the discharge and repayment procedure, investors can reach out to the nearest:
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Public Debt Office
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Treasury/Sub-Treasury
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SBI Branch where the securities are registered
Stay updated and ensure a smooth repayment process. Don’t wait until the last moment—verify your bank details and act in time!